Equipment finance

Spread the cost of your coffee setup.

Finance your café or office coffee equipment over 1 to 5 years through our finance partner, Geared Finance. Check your weekly repayments below, then ask us for a quote.

Keep your cash freePay weekly or monthly instead of the full price upfront.
1 to 5 year termsChoose the term that suits your cash flow.
For ABN holdersBusiness finance for cafés, offices and other workplaces.

Finance calculator

Check your repayments.

Enter the equipment price excluding GST to see indicative weekly or monthly repayments. You can send the quote to yourself and apply online when you're ready.

Calculator figures exclude GST, while prices on our package pages include GST. To convert a GST-inclusive price, divide it by 1.1. Calculator not loading? Open it in a new tab →

What you can finance

Equipment for cafés and offices.

Café equipment packages

Commercial espresso machines, matched grinders and water filtration, paired with our Adelaide-roasted beans.

See café packages →

Office coffee machines

Bean-to-cup machines with milk fridges, sized for teams from 10 to 200 cups a day.

See office setups →

Something else?

Need a machine or grinder that isn't listed? We can source most leading brands and quote it with finance.

Ask us →

How it works

From quote to first coffee.

  1. Choose your setupPick a package or tell us what you need.
  2. Check repaymentsUse the calculator above for an estimate.
  3. Get your quoteWe confirm the price, stock and lead time.
  4. Apply onlineApply with Geared Finance. They assess and confirm your rate.
  5. Delivery and setupOnce approved, we arrange delivery and installation.

Questions

Finance FAQs.

Who can apply?

Finance is for businesses with an ABN, including sole traders, companies and trusts. Every application is subject to the lender's credit assessment.

Who provides the finance?

Finance is arranged through Geared Finance, a specialist equipment finance provider. LygonCoffee is not the lender and doesn't give financial advice, so please consider whether finance suits your business.

How long can I finance for?

Terms from 1 to 5 years (12 to 60 months). A longer term means lower repayments but more interest overall.

Are the repayments in the calculator final?

No. The figures are indicative only, and the final rate is subject to lender approval. Your confirmed rate comes with your approval.

Do the figures include GST?

The calculator shows repayments excluding GST. Prices on our package pages include GST, so divide them by 1.1 before entering them.

What about deposits, fees and ownership?

These depend on the finance product you're approved for, and are set out clearly in your finance quote before you sign anything.

Can I still pay outright?

Yes. Every setup can be bought outright by bank transfer or card. Finance is optional.

Ready to get started?

Tell us what you need and we'll send a quote with finance options, usually within one business day.

Repayment figures are indicative only, final rate subject to lender approval. They are estimates, not a finance offer. Finance is available to ABN holders, is provided by a third-party lender through Geared Finance, and is subject to credit assessment. LygonCoffee does not provide financial advice.

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